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Our Partners

No developer builds a housing project alone. Financiers lend to the buyers. Licensed professionals design the homes, check the structure, measure the land, estimate the cost, plan the layout and prepare the agreements. This page explains who these partners are, what each one does in a housing project, and how you can check that a professional is properly registered.

Financing panels

RumahHQ Development Sdn Bhd is registered on the panels of LPPSA, CIMB Bank and Maybank.

What "registered on a panel" means

A financing panel is a financier's own list of developers it has accepted to work with. Being on the panel means the financier has reviewed the developer and is prepared to consider financing for buyers of its homes.

It does not mean your financing is approved. Every buyer is still assessed individually: your income, your existing commitments and the property itself. The decision always belongs to the financier.

It also does not limit you. You may apply to any financier you choose; that financier will make its own assessment.

Our three financing panels and who they usually serve.
PanelWho it usually servesWhere to read more
LPPSAPublic sector housing financing. Its application guide lists groups such as members of the civil service, the police, the armed forces, and employees of statutory bodies and local authorities.LPPSA financing
CIMB BankHome financing for buyers who use a bank, including private sector employees and the self-employed.Bank financing
MaybankHome financing for buyers who use a bank, including private sector employees and the self-employed.Bank financing
RumahHQ Development Sdn Bhd is registered with CIDB, Grade G4 (registration 0120260318-SL169289). CIDB is the Construction Industry Development Board Malaysia.

Professional partners in a housing project

Most professions below are regulated by law: only a person registered with the relevant board may practise. That protects you, because a registered professional is answerable to a board for the quality and honesty of their work.

Types of professional partner, their role in a housing project and the body they register with.
PartnerWhat they do in a housing projectRegistered with
ArchitectDesigns the layout and the homes, prepares the building plans for submission to the local authority, and oversees that the building follows the approved design.Lembaga Arkitek Malaysia (Board of Architects Malaysia)
Civil and structural (C&S) engineerDesigns what holds the homes up and what serves the site: foundations, beams, columns, roads, drains and earthworks.Board of Engineers Malaysia (Lembaga Jurutera Malaysia)
Mechanical and electrical (M&E) engineerDesigns the electrical wiring, lighting, water supply and plumbing, and coordinates with the utility providers.Board of Engineers Malaysia (Lembaga Jurutera Malaysia)
Quantity surveyor (QS)Estimates and controls the construction cost, prepares the bills of quantities used for tendering, and values the work done before each payment to the builder.Lembaga Juruukur Bahan Malaysia (Board of Quantity Surveyors Malaysia)
Licensed land surveyorSurveys the land and its boundaries, and carries out the survey work needed to subdivide the land into individual lots so each home can have its own title.A licensed land surveyor: ask for their licence and check it
Lawyer (advocate and solicitor)Prepares and explains the agreements: the Sale and Purchase Agreement (SPA) with buyers, and the joint venture (JV) agreement with a landowner. Handles the transfer and the charge documents.Admitted under the Legal Profession Act 1976 (Act 166), with a valid practising certificate
Town plannerStudies the zoning and density that apply to the land and prepares the planning submission (the layout) for approval.Lembaga Perancang Bandar Malaysia (Malaysian Town Planners Board), under the Town Planners Act 1995 (Act 538)

When each partner comes in

  1. Land study The land surveyor confirms the boundaries; the town planner checks what the land may be used for.
  2. Planning layout The town planner and architect prepare the layout for planning approval.
  3. Design The architect designs the homes; the C&S and M&E engineers design the structure and services.
  4. Cost and tender The quantity surveyor estimates the cost and prepares the tender documents.
  5. Construction The consultants inspect the work at their stages; the QS values work before each payment.
  6. Titles and handover The land surveyor completes the lot survey; the lawyers handle the SPA and transfer.

The order is typical, not fixed. Some steps overlap, and a project may need other specialists, such as a geotechnical engineer or a landscape architect.

Example: a landowner's JV, and who does what

Encik Rahman owns inherited land and is considering a JV with a developer. Before any agreement, the land surveyor checks the boundaries on the ground against the title, and the town planner checks the zoning to see how many homes the land could reasonably take.

The architect prepares a first layout, and the quantity surveyor gives an early cost estimate. Together these feed the preliminary feasibility report that Encik Rahman receives.

If he decides to proceed, the developer's lawyer drafts the JV agreement. Encik Rahman appoints his own lawyer to review it for him. Protections he cares about, such as the timeline or what happens if the project stops, can be included in the agreement.

Several professions have touched his land before a single house is built. Each one is registered and answerable for its part.

How to check a professional

  • Ask for the person's full name and registration number, not only the firm's name.
  • Check the number on the board's own website: Lembaga Arkitek Malaysia, the Board of Engineers Malaysia, Lembaga Juruukur Bahan Malaysia or Lembaga Perancang Bandar Malaysia.
  • For a lawyer, ask for the name of the firm and confirm the lawyer holds a current practising certificate.
  • For a contractor on your own land, confirm the company is registered with CIDB. The CIDB Act (Act 520) requires contractors to be registered before carrying out construction work, subject to the exemptions in the Act.
  • Keep copies of what you are given. A professional who hesitates to show a registration is a warning sign.

Common pitfalls

Treating a panel as an approval
A panel lets a financier consider buyers of a developer's homes. Your own application still decides your financing.
Signing without your own lawyer
In a JV the developer's lawyer acts for the developer. A landowner should appoint their own lawyer to review the agreement.
Relying on a drawing from an unregistered designer
If the person is not registered with a board, there is no board to hold them answerable for mistakes. Ask for a registration number before you rely on any plan.
Assuming every partner is named on this page
We name professional partners only with their written permission. Ask us directly if you need to know who is involved in a specific project.

Named partners

We list professional firms by name only after they have given written permission.

Questions about our partners

Does being on the LPPSA panel mean my LPPSA financing is approved?

No. Being on the panel means LPPSA has accepted RumahHQ as a developer it works with. Your own application is still assessed by LPPSA on its own merits.

Can I use a bank that is not on your panel list?

You may apply to any financier you choose. That financier will carry out its own assessment of you and of the property.

Why do you not name your architects and lawyers?

We name partner firms only with their written permission. If you are a buyer or landowner in a specific project, ask us and we will tell you who is involved.

Who does the lawyer act for in a sale?

Each lawyer acts for the party that appointed them. You may appoint your own lawyer to advise you on any agreement you sign.

Is RumahHQ registered with CIDB?

Yes. RumahHQ Development Sdn Bhd is registered with CIDB, Grade G4, registration 0120260318-SL169289.

General information only, not legal or financial advice.

Ask for a free land report, or register interest in upcoming projects. Aiman can also answer on WhatsApp.