Disclaimer
Last updated: 2026-09-24
This disclaimer applies to everything on this website operated by RumahHQ Development Sdn Bhd, and to answers from our WhatsApp AI agent Aiman. Please read it with the Terms of Use.
General information only
General information only, not legal, financial or tax advice. Calculators and estimates are estimates only (anggaran sahaja).
On this page
1. No legal, tax or financial advice
Our guides explain how things generally work, so you can ask better questions. They do not consider your own circumstances. Before you act, check with the right party:
| Question | Who to ask |
|---|---|
| Contracts, a JV agreement, estate distribution, land title | A lawyer (peguam) of your choice |
| Whether you qualify for financing, and how much | LPPSA (civil servants) or the bank, with your full documents |
| Tax, stamp duty or incentives in your own case | The Inland Revenue Board (LHDN) or a qualified tax adviser |
| The status, category or conditions of a piece of land | The land office for that district, and your lawyer |
| Your budget and long-term commitments | A licensed financial planner, or your bank |
2. Financing estimates
The eligibility calculator and any financing figures on this website are estimates only. They depend on the figures you enter and on published rules and rates, and every calculator result shows the date those rates took effect. LPPSA or the bank decides whether you qualify and for how much, based on your full documents, your credit record and its rules at the time you apply. A registration of interest or an eligibility check does not mean you will be approved.
3. Regulatory figures and dates
Where we quote a figure set by someone else, such as a financing limit, an incentive or a legal deadline, we name the source and the date we read it. Laws, budgets and agency rules change, and incentives often have an end date. If our page and the official source differ, the official source prevails. We review sourced figures from time to time, but you should check the source before you rely on one.
4. Images and artist's impressions
Every image on this website that is not a real photograph carries a visible label:
| Label | What it is | What it is not |
|---|---|---|
| Illustrative image (Imej ilustrasi) | A generated or illustrative scene that shows an idea, such as a family or a building site. | Not a RumahHQ project, customer, staff member or place. |
| Artist's impression (Gambaran artis) | A rendering of how a proposed home or layout may look. | Not a promise of finishes, colours, landscaping or surroundings. |
| Photo without either label | A real photograph. | Still not a promise that a future project will look the same. |
5. Project information is subject to approvals
Project pages describe plans that depend on approvals by the relevant authorities. Locations, layouts, numbers and sizes of homes, specifications, facilities and timelines may change. A project moves through these stages:
- Planning Land, layout and home types are studied. Anything shown is provisional.
- Authority approvals Planning, building plan and other approvals may change the layout, number or size of homes.
- Licence and permit A licensed housing developer needs an advertisement and sale permit before advertising or selling.
- Launch Prices and sales details are published only now, with the licence and permit details.
- SPA The signed sale and purchase agreement is what binds both sides.
Under the Housing Development (Control and Licensing) Regulations 1989, a licensed housing developer may not advertise or sell without an advertisement and sale permit (regulation 5(1)), and its advertisements must show, among other things, the licence number, the permit number and their validity dates, the expected completion date and the selling price of each type of home (regulation 6(1)). That is why sales information, including prices, appears on a RumahHQ project page only after launch. Whichever developer you buy from, check these details yourself.
Example: a layout that changes after approval
A hypothetical upcoming project shows an early layout of double-storey terraces. During planning approval, the local authority asks for a wider access road and more open space. The approved layout has fewer homes and a different arrangement. Because Daftar Minat is non-binding, anyone who registered interest can simply decide again once the launch details, based on the approved layout, are out.
6. For landowners
Every piece of land is assessed separately. A preliminary feasibility report is for discussion only; it is not a valuation or an offer. Any JV structure, entitlement or protection is only what is written into an agreement signed by all parties. Protections can be included in the agreement; nothing on this website takes their place.
7. Answers from Aiman
Aiman is an AI agent that answers general questions on WhatsApp. It can make mistakes, and its answers are general information like the rest of this website. It cannot approve financing, quote a binding price or agree terms. Our team confirms anything important in writing.
8. Third-party websites
We link to government agencies, LPPSA, banks, legal texts and other websites as sources and for convenience. We do not control them and are not responsible for their content, accuracy, availability or privacy practices. A link is not an endorsement.
9. Before you decide: a checklist
- For any housing project advert: the housing developer's licence number and validity date, and the advertisement and sale permit number and validity date. The Regulations require both in advertisements (regulation 6(1)).
- The date beside any rate, limit or incentive, and the official source it links to.
- The label on any image: "Imej ilustrasi" or "Gambaran artis".
- Your own letter of offer from LPPSA or the bank, not a calculator result.
- A lawyer's review of any agreement before you sign it.
Frequently asked questions
Why is there no price on the project page?
Prices are published only when a project is launched, together with the licence and advertisement and sale permit details. Before that, a project page is information only.
Are the people in the pictures RumahHQ customers?
No. Images labelled "Imej ilustrasi" are illustrative and do not show a RumahHQ project, customer, staff member or place.
Can I rely on a figure in a guide?
Use it as a starting point. Each sourced figure shows where it came from and when we read it; the official source prevails if it has changed.
Is the feasibility report for my land a valuation?
No. It is a preliminary assessment for discussion. Every piece of land is assessed separately, and all terms depend on a written agreement.
Related: Terms of Use, Privacy Notice, Eligibility Calculator.