Guides
Latest guides
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Rumah Selangorku 2026: Eligibility, How to Apply, Options
Rumah Selangorku 2026: who qualifies, household income limits, applying on the LPHS portal, the five-year resale restriction and other options.
25 Sept 2026 -
Skim Rumah Pertamaku & SJKP: Eligibility and How to Apply
The status of Skim Rumah Pertamaku, what SJKP guarantees, SJKP versus SJKP MADANI, who qualifies, documents, how to apply, and how it differs from LPPSA.
25 Sept 2026 -
What Is DSR and How to Calculate It for a Home Loan
What DSR (debt service ratio) is, which commitments count, gross versus net income, bank DSR limits as reported, a worked example and how to lower your DSR.
25 Sept 2026 -
Wills, Harta Sepencarian and Land: What to Know
Muslim and non-Muslim wills, matrimonial property claims after a death, and how both change the land left in an estate before a family considers a JV.
25 Sept 2026 -
Budget 2026: The Housing Measures, Verified
Budget 2026 housing measures checked against the MOF speech text: first-home stamp duty, SJKP guarantees, LPPSA, PRR, RMR and PR1MA, and how to apply.
24 Sept 2026 -
First Home Eligibility Checklist: 6 Steps Before You Buy
A 6-step checklist before buying a first home: financing route, income and commitments, tenure, CCRIS record, down payment and documents, with a worked example.
24 Sept 2026 -
Construction Stages and the Progressive Payment Schedule
Each stage of building a landed home mapped to Schedule G progressive payments, the architect's certificate, LPPSA releases and interest during construction.
24 Sept 2026 -
Converting Agricultural Land to Residential
Land conversion under the NLC: sections 124, 124A and 204B, PTG and MMKN approval, the Local Plan, premium, documents and how a developer handles it in a JV.
24 Sept 2026 -
New Home Costs in Malaysia: Stamp Duty & Legal Fees
Every cost of buying a new home: legal fees, stamp duty, disbursements, insurance, utility deposits and taxes, with worked examples and when each is paid.
24 Sept 2026 -
Inherited Land With Many Heirs: Agreement & Partition
Inherited land with many heirs: who must agree, co-ownership, partition under the National Land Code, Act 98's two-thirds rule and a distribution schedule.
24 Sept 2026 -
EPF Withdrawal to Buy or Build a House
How to use your EPF Akaun Sejahtera savings to buy, build or reduce a home loan: eligibility, the amount formula, documents, i-Akaun steps and examples.
24 Sept 2026 -
Faraid and Inherited Land: Who Gets What
Faraid for inherited land: fixed-share and residuary heirs, share tables, worked acre examples, matrimonial property, bequest limits, hibah and co-owned titles.
24 Sept 2026